WELCOME TO THE ENEMY OF DEBT FORUMS!! Please register for FREE to participate in the forums. I wanted these forums to be a place for community, inspiration, and learning. Come here to find out how many others are living frugally and becoming debt free. Come here to inspire others who are just starting out or haven't made the decision to get out of debt. Help others see why living debt free is true freedom and give them the knowledge to guide them to financial peace! Support each other through the struggles that life throws at all of us. Together we can make a difference!! Come join the Army of NONE, and kick debt to the curb forever. STOP living paycheck to paycheck and learn how by following the Baby Steps you can change your family tree and enjoy life like never before! I know you can do it! USERS MUST REGISTER TO HAVE ACCESS TO THE FORUMS!!! THANK YOU! ADDITIONALLY, if you are interested in moderating any one of the many forums, please contact me at forums@enemyofdebt.com with "forum help" as the subject line. I would be glad to have you on the ARMY of NONE Team!! I would also kindly ask all of you to spread the word about this FREE FORUM. Thanks very much!! BRAD ~Creator